Sunday, December 4

Link Paypal with Unionbank EON Debit Card

When I started blogging years ago, I considered creating a Paypal account because according to my blogger friends, most online transactions are made easy by this payment facility. Even if I haven't understood completely what Paypal was all about, I still signed up. My account was even verified using my mother's credit card. For the past years, my PP had zero transactions and things started to change only when I began freelancing and earning through blogging. 

Since my account was idle for so long, I didn't notice that the card I used to verify it has already expired. Therefore, my Paypal account was limited. To solve this problem, I need to get my own credit or debit card. Luckily, a friend of mine introduced Unionbank's EON. She said that for only P 350.00, I will be able to get a debit card which can be used to verify my "now" active PP account. This means easy online transactions! 

In just one day, I already got my own EON debit card... Yes! The application is fast and easy!


Here are the steps to follow if you want to get your own EON Debit Card which can be used to shop online, to verify your Paypal account and to withdraw your funds in Freelance sites.

2. Complete the necessary fields (make sure the mobile number you provide is active and you choose carefully the pickup branch for your card)
3. Wait for the reference number that will be sent by Unionbank to your mobile number
4. Prepare two valid identification cards (for list of accepted cards, refer here)
5. Visit the pickup branch you have indicated in your application
(bring the two valid ids with one photocopy each and  P 350 annual fee)
6. Submit the requirements to the bank (approach the person in the information table)

You can complete all these steps in less than an hour. Like in my case, it only took me 45 minutes all in all to finish the transaction. After getting the EON debit card, you must wait for 24-48 hours before your account will be activated by the bank. Within that time duration, you can already enroll your card for online banking. This is very important because you will not be able to access your cyber account if you fail to do this step.

After two days, visit again Unionbank's E-banking System. If you successfully logged in and checked your account, that means the bank has already activated your card. If you haven't verified your Paypal account yet, you might consider doing these things.

1. Log in to your Paypal
2. Click the "Get Verified" link below your name
3. Add your EON Debit Card (take note: Paypal will get P 100 from your card to check if you really own the card number; but it will be credited back to your account after 24 hours)
4. Log in to your EON Cyber Account
5. Check the transaction details and look for the one sent by Paypal
6. In the transaction details you will see "VISA-PP*aaaaCODE", copy the 4-digit code (aaaa)
7. Log back in to your Paypal and click "Get Verified"
8. You will be directed to a page where you have to type the 4-digit code

That's it! You are now a verified Paypal member.

Should you want to withdraw your Paypal funds to EON, all you need to do is to click "Withdraw" link on the top of your Paypal page and choose "Withdraw Funds to your card." There is a P 250 charge for this transaction. However if you have an existing bank account and withdraw your funds to the said account, the transaction fee will be free for withdrawal of P 7,000 or more. P 50 will be charged for withdrawal of P 6,999.99 or less. As you can see, choosing "Withdraw Funds to your bank account" is more convenient. Because of this, I always prefer withdrawing my funds to my LBP account.


Thank you for the first Coffee Talk ♥

52 comments:

  1. Thank you for this post. I'll tell my friend about this. She's thinking of having a Paypal account but don't know how. Like you, she earns through online article writing, however, she uses xoom to get her payment. I told her to have a Paypal 'cause many uses it. This will help her.

    ReplyDelete
  2. Thanks Cherry! Oo, simple lang ang pagkuha ng Paypal account basta may debit or credit card lang. She'll enjoy more the benefits of being a verified PP member. :)

    Anyway, ano yung xoom?

    ReplyDelete
  3. Thanks for this post Gene. Ang problem ko nung nag access ako sa website nila, wala dun sa list ng pick up branches yung Union Bank branch sa place namin. Kaya wala akong ma select na branch. Then hindi naman mag go go in yung application mo pag wala kang na check na pick up branch. The question is: instead of going through online, pwede bang deretso ka na sa Union? If yes, ilang days bago ma release ang card? Thanks.

    ReplyDelete
  4. Ate Kriz, as what I've learned, you need to register online muna which only takes 2-5 minutes. Like in my case, I only registered using my ipad then pgpunta ko sa bank, okay na agad. You can wait unrtil you they finish making your card 10-25 minutes.. You can register online naman one week before you bisit the bank. Just make sure you keep the reference number / sms notification that will be sent to your mobile number :)

    Daat kasi yung maselect mo na pick up branch, yun talaga pupuntahan mo. Hope nakatulog. Hehehe :p

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  5. Very informative, Algene. I have my own Eon account too. I do use it for shopping and online purchases. There's no more need for me to withdraw the money from ATMs coz you can readily use it for shopping at the malls just like a regular credit card. Just be sure you have enough cash in your account though, LOL! It certainly is hassle free.

    Hugs!

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  6. You really did a post about it huh. (YOU ALREADY) LOL. Anyways, will refer to this soon but would prefer to have a conversation with you nalang.. if I'll be having difficulties in doing so =)

    ReplyDelete
  7. Very helpful post gene... Naa ko paypal and EON card pero wala pa nako nakuha sa branch...Hehehe

    Siguro pag medyo daghan na raket ang paypal pwde na...

    Salamat ani...

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  8. @Lainy: Ay tama ate noh? :) Useful pala talaga ang EON card even for over the counter transactions.. Di ko pa na-try na mag-online shopping using the debit card. Hehehe

    @Rayeo: Wala man gud koi ma-post maong ako nalang gishare. Hehehe :p Feel free to ping me on skype or message on fb :)

    @Rovie: Kuhaa na ate, malay mo. Hehe. Aha diay ninyo gntransact ni Joseph ang payment for the articles? :)

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  9. I have already renewed my eon so it's my 4th year. :)

    ReplyDelete
  10. Congrats sa'yo! Happy ebanking. :)

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  11. Sa tinigin ko Algene, base sa pagkakaintindi ko sa website nila. If you cannot register/apply online, you can go personally dun sa bank pero twice ka pupunta. First, to apply and register, then wait for 5 business days before ka bumalik para naman dun sa pag release ng card mo. Hind kasi naisama yung Union Bank branch sa amin sa list ng naka declare online. Hayy...kaloka. Bat ba ayaw nila i update yung list. hahaha! pahirapan pa ba.

    ReplyDelete
  12. Try mo nalang ate Kriz. Tutal, malapit ka ng umuwi! Kahit di tayo magkita, na-excite pa rin ako sa thought na you're finally going home :)

    Mas madali talaga ate na online ka nalang magregister. Tapos you choose the pick up branch na pinaka-sure na mapupuntahan mo. Kasi ang alam ko, once you have the reference number na which will be sent via SMS notification, naka-list na sa system ng Unionbank. Tapos pagpunta mo sa bank, less than an hour lang ang transaction :)

    Pero may CC ka na so di mo na siguro kelangan ng EON, dba? hehehe :P

    ReplyDelete
  13. i already linked my EON card to paypal since last year! and that was great! my online writing sites pay me thru paypal! but kapag sa blogger, dba sa google adsense un... pwede ba matransfer ung google adsense payment sa paypal?

    It’s a GIRL Thing

    ReplyDelete
  14. Naku. Wala akong Google Adsense, na-ban na. So, I can't answer your question. Hehehe :) Thanks for the regular visit sa blog ko ha?

    Wala ka rin bang G Ads account?

    ReplyDelete
  15. I used my credit card for my paypal account but thanks to your post I'm going to get a Unionbank debit card :) Thank you for sharing this Coffee Chic! Very helpful!:)

    ReplyDelete
  16. Yan din ang gamit ng sister ko sa mga blogging churvah nya. Ako namn may paypal account pero ginagamit ko lang pag namimili online.

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  17. @Gian: Easy application lang kasi for a debit card. Hindi katulad sa CC :) Wait ka lang sa prize ha. Within this week :)

    @Anney: Hindi kasi tinatanggap ng iTunes and AppStore ang PP so never ko pa nagamit for online shopping. Payments lang for services, etc :)

    ReplyDelete
  18. Hi, aLgene. I followed the steps you detailed in your post above, but I got stuck on the online banking enrollment bit. I got my EON card 2 days ago, and I decided to enroll it for online banking today. I filled up all the necessary information fields on the UnionBank online banking enrollment site, but as I clicked the submit button for the last step, a status message popped up, saying, "Invalid Third Party EON Account."

    I'm hoping you can help me here. I really don't think I did anything wrong, but perhaps you can help me find out what that status message means, exactly. It's pretty vague, so I don't know what's actually wrong with my enrollment request. Thanks, by the way. Your post is where I got the idea to get my PayPal verified, but right now it seems I've hit a temporary setback. :)

    ReplyDelete
  19. Never mind my previous comment. As of this comment, I'm now a verified PayPal member, using my EON card. That temporary setback was quite short-lived. I tried again with my enrollment request for a few more times, and eventually, I got my EON enrolled, and got my PayPal account verified.

    Today I managed to transfer my PayPal funds to my bank account, and anytime in the near future I expect I'll be able to withdraw my money via ATM. All thanks to this very helpful post of yours. :)

    ReplyDelete
    Replies
    1. Hello Jan Carlo! I was busy for the past few weeks and failed to read your responses :) I'm really sorry. Well, good to hear that you're a verified Paypal user now! Thanks to EON!

      Delete
  20. hello..Im new to this..i tried to verify my pp thru eon but till now i havent received the code..Almost 5 days na..

    ReplyDelete
  21. hello im a new eon user..kaka tanggap ko lang nang card ko.. but when i try to verify my pp thru eon, 5 days nah yet till now i havent received the code for me to get verified..Why is that so??just need help..

    ReplyDelete
  22. Hi! I just want to share my experience with eon paypal. July 26 2012 9am I applied for an eon online. I choose Renaissance Branch in Ortigas since that's the nearest branch to me. Confirmation was sent to me immediately via SMS a minute after applying online that I could already pick up the card that same day. I went to Unionbank at around 1pm, provided 2 Valid ID's and TIN number. Got my eon card at around 1:15pm July 26, 2012. Before I left, the teller told me that the card will be activated after 24 hours. So I waited for 24 hours.

    July 27, 2012 2pm, I went to the Paypal site and tried to verify my Paypal account using EON. Paypal accepted the card. I called the Unionbank Hotline to ask for the Expuse number. I entered the Expuse number to my account on Paypal and got verified. My paypal is verified on July 27, 2012 2:15pm.

    Important: Make sure that your name and address on your EON account exactly match your name and address on your Paypal account. If not, Paypal wont let you verify your account.

    ReplyDelete
    Replies
    1. Thanks for sharing a very detailed information about your transaction with EON and Paypal :) It is important to have the same name on the debit card and Paypal.

      Delete
  23. i wanna apply for EON debit card thru online pero i heard generic daw ang nakalagay sa name dun sa card? ibig bang sabihin hindi nakaembossed ung name ko sa mismong card?

    ReplyDelete
    Replies
    1. Yes. Your name will appear on the face of the EON card :)

      Delete
  24. hi hope you can help me my paypal account name is shella labora cabrera
    but in my unionbank registration is maria grace shella cabrera while that is my true name. My question is, can i still withdraw money on my paypal account thru this eon card, eventhough its not the same name..?
    i already created a new account which indicates my true name but the problem on my first account is, it have money inside. and i cannot withdraw it while its still unverified...

    ReplyDelete
    Replies
    1. Have you inquired to Unionbank about this problem? You can also send a report to Paypal. I think you can still withdraw it. Just follow up with Paypal. They always respond to money and withdrawal issues within a week or two. :)

      Delete
    2. Can you not transfer the money from you current paypal account to your new account? ?

      Delete
    3. You mean Paypal to your EON account? If yes, then the answer is "Yes, you can." There is a charge of Php 200 :)

      Delete
  25. thank you sa post ;-) i got it to work with my paypal account.


    www.phioxee.com

    ReplyDelete
  26. nag withdraw ako ng paypal fund to my eon account. completed na ang status nya sa paypal. ilang araw naman yun bago dumating sa EON account ko? thank you,

    ReplyDelete
    Replies
    1. One week, I guess. 5-7 days. I haven't tried withdrawing from Paypal to EON because the charge is too high :) I transfer funds from PP directly to my bank account.

      Delete
    2. So you have a separate bank account aside from EON?

      Delete
  27. Hi there. I'm Julie.
    I already linked my EON to Paypal last week. Then withdraw my money immediately, so am expecting after 2-4days, but it wasn't the paypal emailed me that my bank declined it. so i have to put another bank account. so what i did i remove it and re-enter my EON card. Then the paypal sent my money back again, and it has 300php deduction. Now I withdraw it again, for the second time, its been 4days since i withdraw it. and still i don't have it in my EON card. I emailed the UNIONBANK at the as well, but no responds. I was really mad because of what's going on. Please help me about this matter, thank you so much.

    ReplyDelete
    Replies
    1. Please visit the nearest Unionbank branch in your area. I'm sure, the employees will be happy to assist you. Please note that it takes one to two weeks before you can get your EON card. :) Hope this helps!

      Delete
  28. Hi anon,

    Your withdrawn paypal funds will reflect to your bank within 2-4 business days. If you withdraw your paypal funds on Friday, the expected day the funds will reflect to your bank account is on Monday evening or it will reflect on the next evening.

    If you cannot wait to encash your paypal funds, I recommend you to use Peso Exchanger. They will encash your paypal funds even on weekends and even on holidays. They will send the exchange of your paypal funds by sending it through online banking to your bank account. For more information about Peso Exchanger's withdrawal service, you can check this link http://pesoexchanger.com/paypal-withdrawal-service/

    ReplyDelete
  29. Hi! I already got my EON card just this afternoon. Since I'm always in a hurry, I didn't wait for the 24hr activation anymore and enrolled to my EON Cyber Account right away at unionbank.ph. It was succesfully registered but I have to wait in the next 2 days to login. Ugh. My friend advised that I can setup my account on PayPal while waiting. As I checked paypal.com, everything was running smoothly til I got stuck on getting the Expuse number since I can't login to my eon cyber account yet to check on the transaction history where the 4-digit code is located. I also can't call their toll free number because I don't have any remaining load balance. Question: Is this going to cause any problems? Will the Expuse number show up once my eon account is activated? I'm worried it might not and I won't be able to verify my PayPal. I can't wait for another two days, my boss is going to kill me. Help!

    ReplyDelete
    Replies
    1. Just wait for the activation of your EON account online :) The expuse number will show up in your account once activated. In case you encounter problems again, feel free to call the toll free number. UB has a great set of employees who will be happy to assist you.

      Don't worry, your Paypal account will still be verified. Just take note that a value of more or less P500 will be deducted from your EON account to verify your PP account. The P500 will be credited back to your account after verification. Good luck, Kat!

      Delete
  30. You mentioned LBP, does that mean Land Bank of the Philippines? Can i withdraw funds to any bank in the Philippines?

    ReplyDelete
  31. What type of account did you open on paypal? Is it personal or business?

    ReplyDelete
  32. How about the EON card that is still linked in the first limited account, can I still use it?

    ReplyDelete
  33. hello algene :) nakuha ko ang card kanina, and i tried to link it to paypal and get verified pero yung lumabas ay ito " The bank that issued your card didn't approve this transaction. Please contact the card issuer.s customer service department if you have any questions. Or you can add a different card now to continue. "

    may kinalaman ba ito sa 24hours activation? kasi kanina 3pm pa natapos at nakuha ang card. excited lang kasi ako. tsk please help me algene..

    ReplyDelete
    Replies
    1. I had the same problem, paano po baa maayos ito :)

      Delete
  34. meron akong paypal at verrified na panu ko magamit ung eon ko sa pag widraw

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  35. Thanks for the post Algene, this will ease the most common worries of a new Eon cardholder just like me.

    ReplyDelete
  36. Hi. I just want to ask if how long/days will I receive the 4 digit code?

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  37. How did you link your LBP card sis?

    ReplyDelete
  38. I made a transaction last Aug 25 but I forgot to verify my eon card yet. Last Sept 2 I successfully verified my eon but up until now I have not received my money. I talked to one of the UNION CSR but they informed me that I should be able to see my money back last aug 25-sept1 since my card was not yet verified. But the problem is no money was refunded or returned by Paypal except for the 100php on the 4 digit code processing. Can someone help or advise me what to do? Thank you.

    ReplyDelete

Let's talk over a cup of coffee.